Need more capacity
You can win the work. Your current line will not cover it. We shop a higher limit, not just one more bond.
Construction surety · Beachwood, Ohio
Get the bond.
Win the work.
More Bonding Capacity, Lower Rates. Bid, performance, payment, and maintenance bonds — including contractors other shops will not write.
What we write
Bid, performance, payment, maintenance
Call or text
(440) 539-6684
Office hours
Mon–Fri 9am–6pm · Beachwood, OH
Who we are
More capacity. A better rate. A surety that will actually write you.
Bid Fair Surety places construction bonds for contractors. A lot of the work is accounts that got declined, capped out, or priced too high somewhere else. The job is the same either way: find a market that will write you, at a rate you can bid with.
We read a construction file the way an underwriter does — work on hand, financials, the bid date — and we stay on it after the first call. You get a straight answer on rate, capacity, and timing.
How we work
Construction bonds
The four bonds most jobs require.
01
Bid Bonds
Required with most public — and many private — proposals. Without it, the bid is often thrown out. We issue them so you can submit on time.
02
Performance Bonds
Posted after award so the owner will sign and you can start. It backs the contract. You cannot mobilize on most public work without it.
03
Payment Bonds
Usually issued with the performance bond. It backs labor and material payments so you can work public jobs and keep trades paid.
04
Maintenance Bonds
Covers warranty and defect work after the job is done. Owners typically want one or two years. We add it to a P&P program or issue it stand-alone.
Who we help
Built for contractors who need a bonding line that keeps up.
Paying too much
Rate is eating the bid. We look for a surety that will price you on the file you have today, not the one that got you stuck.
New or emerging
Newer company, thin history, first real bonding program. We package experience, bank support, and a limit you can actually use.
Declined or non-renewed
Credit, capitalization, a claim, or a surety that lost appetite. We look for a market that will still write you.
How it works
How bonding works here
01
Send the job
Bond type, contract amount, bid date, and a short picture of the company. A call, a text, or the quote form is enough to start.
02
We find a market
We match you with a surety that actually writes your trade and your size — including markets that still take hard-to-place accounts.
03
Straight underwriting
We ask for what the surety needs and nothing extra. You get a clear read on rate, capacity, and any conditions.
04
Bonds when you bid
Once the program is up, bid bonds and P&P bonds are a phone call. You stay on the work. We stay on the file.
Next step
Need a bond on a live bid?
Call or text the bid date, the amount, and the bond type. If another shop already declined you, say so — that is often where we start. Text is usually fastest. Voicemail is fine.