Payment bonds for public work and P&P packages.

What a payment bond does

It guarantees subcontractors and suppliers get paid if you do not. That keeps the project free of mechanics’ liens and keeps the owner whole. You need it to work public jobs and many GC subcontracts.

On Miller Act (federal) and Little Miller Act (state and local) work, a payment bond is mandatory. There is no workaround.

Issued with the performance bond

We do not shop a payment bond as a separate product when you already need a performance bond. They go out as a P&P package so you have one underwriter, one rate conversation, and one set of documents.

If a GC is asking only for a payment bond on a subcontract, we can place that too.

For specialty trades

Subs get asked for P&P bonds by GCs on bonded prime contracts. If you have never had a bonding line, that request can stop a job. We open a first program around the work you actually do — not a generic contractor application.