Capacity and rate
More bonding capacity and lower rates is the brief. We shop more than one house so the limit and the premium both work for the bid.
The agency
More capacity and a better rate — including contractors who have been capped, declined, or told to come back next year.
Contractors come to us when the current surety will not stretch, the rate no longer works, or another agency already said no. We do not pretend every file is easy. We do stay with the ones that are not.
The product is a construction bond package — bid through maintenance — issued fast enough to meet a bid date and priced so you can still win the job. We know how a construction file reads, and we will not send you hunting for documents the underwriter will not use.
Bid Fair Surety is an agency, not the surety. We shop markets, open the file, and stay on the phone when the GC wants a bond overnight. That is the work.

More bonding capacity and lower rates is the brief. We shop more than one house so the limit and the premium both work for the bid.
You will know what we need, why we need it, and how long it should take. Application, work-on-hand, financials — then a straight answer.
Beachwood, Ohio 44122. Monday–Friday, 9am–6pm. In-person meetings by appointment. Call, text, or email any time during office hours.
Ready to talk through a job?